Get more from your Salary
Salary packaging or salary sacrificing reduces your taxable income and so reduces the amount of income tax you pay.
It is an arrangement between you and your employer whereby you can pay for some items or services straight from your pre-tax salary.
You must enter into a salary sacrificing arrangement before you earn the income. It can never be retrospective.
But salary sacrifice alone is not your only choice. There are many tax-effective strategies available without locking your money away into superannuation until you retire.
Make an appointment with one of our Advisers at OnTrack Wealth to discuss all options available to you.