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Business Owners Insurance

Business Owners Insurance

What are the Odds?

The odds of a business partner dying or becoming totally disabled:

Number of Partners Chance of 1 partner dying before age 651 Chance of 1 partner dying or becoming totally disabled before the age of 651
2 partners 35 in 100 52 in 100
3 partners 47 in 100 67 in 100
4 partners 57 in 100 77 in 100
5 partners 66 in 100 84 in 100
6 partners 77 in 100 89 in 100

1Zurich Mortality and Morbidity Calculator 2004

How is your business protected?
Do you need protection to cover buy-sell agreements?
Keyman Insurance
Business Expenses Insurance
Employee superannuation …… and yours
Do you wish to diversify business risk – and how?

At OnTrack Wealth we have seen the devastating effects on what were very successful businesses after the unexpected death of one partner.

You can and should protect your business risk, just as you protect your other assets. And if structured correctly, premiums can be a tax deduction to the business.